Rideshare accidents involve complex insurance layers. Henry knows how to navigate them.
No legal fees unless we win · Serving all of Arizona
If you were injured in an Uber or Lyft accident in Arizona, the applicable insurance coverage depends on the driver's status at the time of the crash. When a rideshare driver is offline, their personal policy applies. When waiting for a ride, Uber/Lyft provide contingent liability. When actively transporting, Uber and Lyft provide $1 million in liability coverage plus uninsured/underinsured motorist coverage. Rideshare user agreements may require binding arbitration — a critical detail that affects how your case is resolved. Arizona's two-year statute of limitations applies (ARS § 12-542).
After a rideshare accident, you shouldn't have to fight multiple insurance companies while you're still in pain. Here's what we take off your plate:
Insurance Company Calls
We deal with all the adjusters — Uber's insurer, the driver's insurer, and yours — so you never have to.
Medical Records & Bills
Coordinating with hospitals, requesting records, tracking every dollar of your treatment.
Rideshare App Records
Obtaining driver logs, trip data, and app status records that determine which insurance policies apply.
Negotiation & Settlement
We know what your case is worth and won't accept less. If they won't pay fair, we take it to trial.
Deadlines & Paperwork
Arizona has strict filing deadlines. We track every one so you never miss a date.
Communication & Updates
You'll always know where your case stands. We're available by phone, video, or text.
Rideshare accidents require a few extra steps beyond a typical car crash. Preserving app evidence early can make or break your claim.
Capture the trip receipt, driver info, and ride status before anything changes.
Email yourself the trip summary from the app. This proves you were on an active ride.
Both Uber and Lyft have in-app accident reporting. File it immediately.
Some injuries don't show symptoms right away. A medical record from the day of the crash is critical evidence.
Photograph the scene, all vehicles, and any visible injuries. Get names and numbers from witnesses.
Uber's insurer, the driver's insurer, and your own insurer may all call. Anything you say can be used to reduce your claim.
Insurance adjusters are trained to minimize payouts. We handle those conversations for you.
Unlike a standard car accident, Uber and Lyft crashes involve multiple insurance policies, disputed liability, and corporate legal teams.
Uber and Lyft provide different levels of coverage depending on the driver's status at the time of the crash:
Only the driver's personal auto insurance applies. Uber and Lyft provide zero coverage.
Limited contingent liability coverage kicks in under Arizona's transportation network company law. Coverage is reduced compared to the on-trip phase and may not be enough for serious injuries — Henry can review the specific policy amounts that apply to your case.
A higher commercial liability policy applies during active trips, plus uninsured and underinsured motorist coverage. Specific policy limits can shift with carrier and platform — Henry verifies the applicable limits when building the case.
Rideshare accidents may involve the rideshare driver, the other driver, the rideshare company's insurer, and potentially the vehicle manufacturer. We identify every responsible party and every available insurance policy to maximize recovery.
Uber and Lyft employ teams of lawyers to minimize payouts. Their adjusters are trained to shift blame and reduce settlements. Having an experienced attorney levels the playing field.
Rideshare cases turn on evidence that doesn't exist in a typical car accident. We know exactly what to obtain and how to preserve it.
Proves you were on an active trip and establishes the exact timeline of the ride.
Documents whether the driver was logged in, waiting, or actively carrying a passenger.
Identifies the driver, their vehicle, and whether they were authorized to drive for the platform.
The official police report documents the scene, statements, and initial fault assessment.
Other passengers, bystanders, and nearby drivers who saw what happened.
Traffic cameras, business surveillance, and dashcam video that captured the collision.
Emergency room visits, follow-up care, imaging, and treatment documentation.
Driver logs and platform data that confirm whether the app was on, off, or mid-trip at the moment of impact.
Real settlements, prepared like trials — by a lawyer who started his career prosecuting cases.
Uninsured Motorist
Pre-trial recovery for client struck by an uninsured driver. Pursued claim through client's own UM coverage.
Auto Accident
Client suffered multiple injuries in a vehicle collision. Settlement covered medical bills and lost wages.
Past results do not guarantee a similar outcome. Every case is different. Results listed include cases where Henry Beam served as lead or co-lead counsel.
No upfront fees. No legal fees unless we recover money for you.
We'll get back to you as soon as possible.
(480) 899-9019 — free consultation
Every rideshare accident is different. We serve clients throughout Arizona in cases like these.
Riding in an Uber or Lyft when the driver crashes. Uber's $1M policy typically covers passengers on active trips. As a passenger, you are almost never at fault, which strengthens your claim.
A rideshare driver causes a collision with your vehicle. Coverage depends on the driver's app status at the time. We obtain the driver's trip logs to confirm which insurance policy applies to your case.
Struck by a distracted rideshare driver while walking or cycling. Multiple insurance policies may apply. Pedestrian injuries tend to be severe, and the available coverage is often substantial.
Pileups involving rideshare vehicles add layers of complexity. We untangle liability across all parties. Each additional vehicle means another insurer trying to shift blame.
When your Uber or Lyft driver causes the accident you're in. Both the driver's personal policy and rideshare coverage may apply. We determine which policies stack to maximize your recovery.
Insurance companies argue about whether the app was on. We obtain driver records and app data to prove coverage applies. This is often the most contested issue in rideshare claims.
Rideshare accidents often involve multiple insurance layers — the driver's personal policy, Uber or Lyft's commercial coverage, and potentially your own UM/UIM policy. We identify every available source of compensation.
Arizona law entitles rideshare accident victims to recover for the full impact of their injuries. We fight for every category that applies to your case:
2-Year Statute of Limitations
In Arizona, rideshare accident victims generally have two years from the date of the crash to file a personal injury lawsuit. Exceptions may shorten this deadline. Contact an attorney as soon as possible to protect your rights.
Rideshare User Agreements Include Mandatory Arbitration
When you signed up for Uber or Lyft, you agreed to binding arbitration for most disputes — including injury claims. This means your case is decided by a private arbitrator rather than in court, under rules that differ from civil litigation. There are important exceptions (drivers' own injuries, certain third-party claims, cases involving serious bodily injury in some jurisdictions), and enforceability is sometimes challenged successfully. We evaluate whether arbitration applies to your specific situation and pursue the most favorable path.
Still have questions?
Call Henry at (480) 899-9019 — it takes 5 minutes and costs nothing.
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If a Government Entity Was Involved — Shorter Deadlines Apply
When the at-fault party may be a government entity — a city or county, a public school, a state agency, ADOT, a police or sheriff department, a public hospital, or a government-owned road or vehicle — Arizona imposes two deadlines that are much shorter than the general two-year period:
Missing the 180-day notice typically bars the claim entirely, regardless of how strong the case is. Early legal review helps identify whether a government defendant applies and protects both deadlines.
Henry will listen to what happened and give you an honest read on your case. Free consultation, no legal fees unless we win.
Free consultation · No legal fees unless we win
