Serving Lake Havasu City · Mohave County, Arizona
Lake Havasu personal injury lawyer.
Don’t fight the insurance company alone.
Hurt on the lake, on SR 95, or on a trip that was supposed to be fun? Tell Henry Beam, a former Mohave County prosecutor, what happened. No fee unless we win, and the first call costs nothing.
No attorney fee without a recovery. Case costs and expenses remain your responsibility regardless of recovery.
Photo: Heather Stacy, Bureau of Land Management (public domain)

- 5.0Google ratingRead reviews on Google
- 10.0Avvo ratingSuperb · October 2026
- 2019Super Lawyers Rising StarsArizona selection
- Top 100Trial LawyersThe National Trial Lawyers · 2014 and 2015
- 2014Avvo Clients’ ChoiceClient-nominated award
Recognitions are specific to the dates shown and are not guarantees of a case outcome. Links open the issuing organizations’ websites.
Hear from Henry
A minute with Henry on Lake Havasu.
Henry's welcome to Lake Havasu City: the lake, SR 95, boating and car crashes, and the free first consultation.
Read what Henry says in the video
Hey, it's attorney Henry Beam. If you need a car accident or personal injury lawyer in Lake Havasu City, you know what? I can probably help you.
Former prosecutor in Mohave County. That's where I got my start, and I got a lot of love for Lake Havasu. People come here for the lake.
A fun trip, though, sometimes can end up with getting hurt, even if it's not your fault. Now, there's a great medical facility there, and I hope you never have to go there. The first consultation is always free with me, right?
Just set up a free consultation. We can sit down and either talk on the phone or we can review your case on Zoom. But it's always important, at least in my opinion, to consult with a lawyer that knows the area, understands accidents, understand injuries, and can give you a roadmap on how they actually might be able to help you.
So if you've been hurt in an accident, a car accident, motorcycle accident, boating accident, give me a call. I'd be happy to spend some time with you, walk you through it. Consultations, of course, are always free.
Hurt in Lake Havasu City? Hire Henry.
Henry Beam is a Lake Havasu City injury lawyer and former Mohave County prosecutor. No fee unless we win. The consultation costs nothing, and when you book, your first call is with Henry. He handles your case himself and pursues the recovery Arizona law allows for your injuries.
Reviewed by Henry Beam, Arizona attorney · October 18, 2026 · Sources checked October 9, 2026
No fee unless we win
No attorney fee without a recovery. Case costs and expenses are separate and remain your responsibility regardless of recovery; the written agreement explains the terms.
Free consultation
Book a time and your first call is with Henry. Bring questions, not paperwork. Talking first creates no obligation.
Recognized Arizona lawyer
Super Lawyers Rising Stars, 2019. Avvo rating 10.0. Rated 5.0 on Google. Recognitions are specific to the dates shown.
Knows Mohave County
Henry worked cases in Lake Havasu City, Kingman, and Bullhead City as a Mohave County Deputy County Attorney, and tried numerous cases across the county in that role.
Personal attention
Henry handles your case himself. Once you hire him, you get his personal cell number.
Can I hire a lawyer after going home?
- Yes. Where you live now does not stop you from hiring Henry. He represents visitors hurt in Lake Havasu City from across Arizona, Nevada, and California, and as a former Mohave County prosecutor he knows the agencies and courts that handle a Havasu crash.
How long do I have?
- Usually two years in Arizona. Claims against a city, county, or the state need a notice within 180 days. A federal three-year rule can apply to some boating injuries.
Who pays?
- Usually the at-fault driver or boat operator and their insurance, and sometimes your own uninsured motorist coverage.
Questions about your Lake Havasu crash? Talk to Henry.
A free consultation with a former Mohave County prosecutor who handles your case himself.
No attorney fee without a recovery. Case costs and expenses remain your responsibility regardless of recovery.
“Working with Henry Beam was very satisfying — he was professional and friendly. He kept good communication so that I never wondered what was happening with my case. I would highly recommend working with him.”
Individual experiences and results vary.
5.0Read reviews on GoogleLake Havasu City by the numbers
- crashes in Lake Havasu City in 2024
- 626crashes in Lake Havasu City in 2024
- people injured in those crashes
- 237people injured in those crashes
- alcohol-related crashes, more than Kingman or Bullhead City
- 64alcohol-related crashes, more than Kingman or Bullhead City
- recreational boating deaths in Arizona in 2024
- 11recreational boating deaths in Arizona in 2024
State Route 95 carries most traffic through town; ADOT has coordinated 20 signals along a 13-mile stretch and added more than two miles of raised median in north Lake Havasu City. The London Bridge links the mainland to the Island, and the city has announced a second connection, the Freedom Bridge.
Sources: ADOT 2024 Arizona Motor Vehicle Crash Facts, Table 2-5; U.S. Coast Guard, Recreational Boating Statistics 2024 (Table 30); ADOT: SR 95 signal coordination; ADOT: SR 95 raised median; Lake Havasu City: Freedom Bridge
What happened in Lake Havasu?
01 / Boating & jet ski · Lake Havasu City
Lake Havasu City boating and jet ski accident lawyer: the lake has its own rules.
Boat and jet ski cases turn on three things: who was operating, exactly where on the lake it happened, and what records still exist.
- Boating under the influence means operating while impaired to the slightest degree, or at 0.08 or more within two hours, the same as driving; commercial operators have a 0.04 limit.
- Every jet ski rider must wear a life jacket, and the operator must attach the engine cut-off lanyard if the watercraft has one.
- An accident with death or injury must be reported in writing to Arizona Game and Fish within 48 hours.
- Arizona boat rental businesses must keep renter records for at least three months, so ask for copies early.
- A federal appeals court has called Lake Havasu a navigable waterway, so federal maritime law, with its own three-year deadline, can apply to some injuries.
Several agencies work the water. The Mohave County Sheriff’s Office is the primary enforcement agency on the Arizona side; Lake Havasu City Police run a boating unit that patrols the Bridgewater Channel and the city’s shoreline; San Bernardino County deputies patrol from California under joint jurisdiction. Knowing who responded tells you where the report is.
The lake straddles the California line. Henry is licensed in Arizona, so if the accident happened on the California side, the first call sorts out which state’s law applies and whether a California lawyer is needed. Whether maritime law applies also depends on what the people involved were doing.
Sources: U.S. Coast Guard, Recreational Boating Statistics 2024 (Table 30); A.R.S. § 5-395 (boating under the influence); A.R.S. § 5-350 (personal watercraft); A.R.S. § 5-349 (accident duties and reports); A.R.S. § 5-371 (rental records); H2O Houseboat Vacations v. Hernandez, 103 F.3d 914 (9th Cir. 1996); Mohave County Sheriff: boating safety; Lake Havasu City Police: operations; San Bernardino County: joint jurisdiction on the river
Questions worth sorting out
- Who was operating each boat or jet ski, and was either one rented?
- Which agency responded, and did an officer write an investigation report?
- Where on the lake did it happen, and on which side of the state line?
02 / Car crashes · Lake Havasu City
Lake Havasu City car accident lawyer: out-of-state drivers, Arizona roads.
On SR 95 and around the Island, the driver who hit you may live in another state, and may carry too little insurance.
- ADOT recorded 626 crashes in Lake Havasu City in 2024: 237 people injured and 5 killed.
- Uninsured and underinsured motorist coverage are optional in Arizona, so check your own declarations page.
- A visitor’s own policy may follow their home state’s rules; the policy itself needs review.
Two questions need separate answers: who caused the crash, and what harm followed. Photos, witness names, vehicle positions, and any video help with the first. Medical records and the changes in your work and daily life explain the second.
Sources: ADOT 2024 Arizona Motor Vehicle Crash Facts, Table 2-5; Arizona uninsured / underinsured motorist law
Questions worth sorting out
- Does the other driver’s account match the photos, witnesses, and damage?
- What treatment have you received, here and after returning home?
- Which policies need review, including your own?
03 / Motorcycle crashes · Lake Havasu City
Lake Havasu City motorcycle accident lawyer: the rider’s side of the crash.
When a rider is hurt, the other side often questions how the bike was ridden. Arizona law sets the rules, not assumptions about riders.
- Arizona law gives every motorcycle the full use of a lane, and no driver may crowd a rider out of it.
- Lane filtering is legal in Arizona only in narrow conditions: a two-wheeled motorcycle passing stopped traffic, on a street with at least two lanes in the same direction and a speed limit of 45 mph or less, at no more than 15 mph, and only when it is safe.
- Sharing some of the blame does not automatically end a rider’s claim. Arizona’s comparative-negligence law generally reduces damages in proportion to the rider’s own fault.
State Route 95 carries most traffic through Lake Havasu City, and riders share it with everyone else. After a crash, the useful questions are concrete: where each vehicle was, who had the right of way, and whether the rider’s lane position or filtering was legal on that street. Photographs, witnesses, any video, and the motorcycle’s condition help answer them. An insurer’s claim about how you were riding is a position to test against that evidence.
Sources: A.R.S. § 28-903 (motorcycles: full lane use and lane filtering); A.R.S. § 12-2505 (comparative negligence); ADOT: SR 95 signal coordination
Put the details before the assumptions
- Where was each vehicle, and who had the right of way?
- Was the bike passing stopped traffic or changing lanes, and was that legal on that street?
- What treatment and limitations followed, beyond the damage to the bike?
04 / Drunk drivers · Lake Havasu City
Lake Havasu City drunk driving accident lawyer: a former Mohave County prosecutor.
Henry prosecuted DUI cases in this county as a Deputy County Attorney, so he knows how the case against the other driver will move.
- Lake Havasu City had 64 alcohol-related crashes in 2024, more than Kingman (26) or Bullhead City (43).
- DUI covers any impairment or a 0.08 blood alcohol concentration within two hours of driving; extreme DUI starts at 0.15.
- The injury claim does not depend on a conviction, and it usually runs against the impaired driver, whose insurer usually pays.
The criminal case belongs to the prosecutor. Your injury claim is a separate civil case, with its own evidence and deadlines. The crash report, any arrest record, and the names of witnesses come first.
Sources: ADOT 2024 Arizona Motor Vehicle Crash Facts, Table 2-5; A.R.S. § 28-1381 (DUI); A.R.S. § 28-1382 (extreme DUI)
Questions worth sorting out
- Was the other driver arrested or cited, and which agency responded?
- Has a prosecutor or victim advocate contacted you yet?
- Which policies apply, including your own?
05 / Wrongful death · Lake Havasu City
Lake Havasu City wrongful death lawyer: room for your family’s questions.
Arizona law decides who may bring a wrongful death claim, and not every relative qualifies.
- A surviving spouse, child, or parent may qualify; guardians and personal representatives also have roles.
- Families of visitors are often in another state, and they can take part in the first conversation wherever they are.
A fatal crash or boating accident raises two questions: whether another party is legally responsible, and who is authorized to pursue the claim. The first conversation can clarify the family relationships, where the accident happened, and any estate questions before decisions about legal action.
Source: A.R.S. § 12-612 — who may bring a wrongful-death action
A first conversation can cover
- What information is available about the accident and any investigation?
- Who in the family needs to be involved in discussing next steps?
- What immediate questions or insurer communications need attention?
You didn’t pick this fight. Don’t fight this alone.
No fee unless we win, and the consultation is free.
No attorney fee without a recovery. Case costs and expenses remain your responsibility regardless of recovery.
A checklist for the water
After a boating or jet ski accident on Lake Havasu: the first 48 hours.
What Arizona law requires, and what protects a claim later. You do not need to do all of it alone.
Get help for anyone hurt
Call 911. In Arizona waters, operators involved must stop, help anyone injured when it is safe to do so, and stay until they exchange information.
Pin down exactly where it happened
Note landmarks, a GPS pin, and whether you were on the Arizona or California side. Location shapes which law applies.
Get names and watercraft numbers
An operator involved must give their name, address, and watercraft identification. Photograph registration numbers and the scene.
Ask about the 48-hour report
Ask whether the operator filed it. In Arizona waters, an accident with death or injury requires a written report to Arizona Game and Fish within 48 hours.
Keep the rental paperwork
Arizona boat rental businesses must keep renter records for at least three months. Save the agreement, receipts, and photos from that day.
Talk before you give a recorded statement
You can speak with a lawyer before giving a recorded statement to any insurance company.
Sources: A.R.S. § 5-349 (accident duties and reports); A.R.S. § 5-371 (rental records)
For visitors
Hurt on vacation, now home in another state?
Many people hurt in Lake Havasu City live somewhere else. Henry represents them from wherever they went home to, and the claim stays in Arizona.
Your care, wherever you are
Havasu Regional Medical Center on Civic Center Lane is a state-designated Level III trauma center. If care continued at home, keep a list of every provider and appointment date, in every state.
Where it happened matters
The case starts with where the accident happened, not where you live now. Henry is licensed in Arizona; if another state’s law or courts may be involved, that is reviewed for your case individually.
Henry handles the Arizona side
Henry requests the report, deals with the carriers, and tracks the deadlines. For accepted cases, Henry travels within Arizona when an in-person meeting is needed.
Sources: Arizona trauma center list (ADHS); Havasu Regional Medical Center
The insurance company fights to pay less. Henry fights for more.
Timing matters
Injury claim deadlines for Lake Havasu City accidents.
Most Arizona injury lawsuits must be filed within two years. Claims against a city, county, or the state move much faster, and some boating injuries follow federal rules.
| Claim or duty | Deadline | Source |
|---|---|---|
| Most Arizona injury lawsuits | 2 years | A.R.S. § 12-542 |
| Notice of claim against an Arizona city, county, or the state | 180 days | A.R.S. § 12-821.01 |
| Lawsuit against an Arizona public entity | 1 year | A.R.S. § 12-821 |
| Injury lawsuit governed by maritime law, if it applies (some exceptions) | 3 years | 46 U.S.C. § 30106 |
| Operator’s written report of a boating injury or death | 48 hours | A.R.S. § 5-349 (accident duties and reports) |
Deadlines generally run from when a claim accrues, and exceptions exist. This table is not a calculation of your deadline. If time may be short, seek prompt legal help rather than relying on a future calendar appointment.
Henry has worked cases in Lake Havasu City
From Mohave County prosecutor to your lawyer.
Henry worked cases in Lake Havasu City, Kingman, and Bullhead City as a Mohave County Deputy County Attorney, and tried numerous cases across the county in that role. Today he runs his own personal injury practice, with 17+ years of Arizona legal experience. The firm is based in Tempe and does not have a Lake Havasu City office.
Once someone hires Henry, they get his personal cell number.
- 5.0 Rated 5.0 on Google
- Avvo rating 10.0
- Super Lawyers Rising Stars, 2019
Ratings are specific to the dates shown by the issuing organizations and are not guarantees of a case outcome.

“When you hire me, you get me.”

Henry Beam · Former prosecutor · Arizona attorney since 2009
Your next step
Book a free consultation with Henry.
A 30-minute phone call
Pick a time on Henry’s calendar and tell him what happened. No documents needed.
Hear the plan for your claim
Henry explains how he would handle a Havasu case, from the crash or boating report through the insurer, before you sign anything.
A written agreement, if you work together
Henry explains the scope of representation and fees in writing. A consultation does not commit you to anything.
Henry’s calendar opens right on this page.
- Text HenryKeep it brief; don’t send records by text
Prefer a callback?
Leave your name and number and Henry will get back to you.
We'll get back to you as soon as possible.
Free consultation. No attorney fee without a recovery; case costs and expenses remain your responsibility regardless of recovery. Contacting the firm does not create an attorney-client relationship.
Before you reach out
Questions about hiring a Lake Havasu City injury lawyer.
Direct answers about boating, drunk driving, motorcycles, and working with Henry from Lake Havasu City.
Does federal maritime law apply to a Lake Havasu boating accident?
It can. A federal appeals court has described Lake Havasu as a navigable waterway, which is one requirement for federal maritime jurisdiction. Whether maritime law actually applies also depends on the activity that caused the injury, so it is decided case by case. When it applies, a three-year federal deadline generally governs the lawsuit.
What should I do after a boating or jet ski accident on Lake Havasu?
In Arizona waters, an operator involved must stop, help anyone injured, and give their name, address, and watercraft identification. An accident with death or injury must be reported in writing to Arizona Game and Fish within 48 hours. If a rental was involved, keep the agreement; Arizona boat rental businesses must keep their records for at least three months.
Is it illegal to operate a boat drunk on Lake Havasu?
Yes, on the Arizona side. Arizona law makes it illegal to operate a motorized watercraft that is underway while impaired to the slightest degree, or with an alcohol concentration of 0.08 or more within two hours; commercial operators have a 0.04 limit. The criminal charge is separate from any injury claim against the operator.
Who investigates a boating accident on Lake Havasu?
It depends where it happened. The Mohave County Sheriff’s Office is the primary enforcement agency on the Arizona side; Lake Havasu City Police patrol the Bridgewater Channel and city shoreline; San Bernardino County deputies patrol from California. Knowing which agency responded tells you where to request the report, which matters for the claim.
Why talk to a former prosecutor after a Lake Havasu drunk driving crash?
Because there are two cases. Henry prosecuted DUIs as a Mohave County Deputy County Attorney, so he understands how the case against the other driver moves. That case belongs to the State. Your injury claim is separate, does not depend on a conviction, and usually runs against the driver, whose insurer pays.
Is lane filtering legal for motorcycles in Lake Havasu City?
Only in narrow conditions. Arizona lets a two-wheeled motorcycle pass stopped traffic between lanes on a street with at least two lanes in the same direction and a speed limit of 45 mph or less, at no more than 15 mph, when it is safe. Outside those limits it is illegal, which can matter when fault is divided after a crash.
Do I need a police report or a complete medical file before calling?
No. Start with what happened, where it happened, and how the injury is affecting you. If you have a report number or insurance correspondence, mention it, but you do not need to assemble a complete case file before requesting a consultation. Do not send medical records or other sensitive documents through an initial text or website message.
Can I get help if I have already left Lake Havasu City after the accident?
Yes. Tell Henry where the accident happened and where you are now being treated, including any providers outside Arizona. Henry is licensed in Arizona; any issues involving another state's law, courts, or attorney admission require individual review.
What does a consultation cost, and how do attorney fees work?
Beam Injury Law offers a free consultation. The contingency fee is 33⅓% of the gross amount recovered if the matter resolves at or before mediation or settlement conference, whether before or after a lawsuit is filed. Filing a lawsuit alone does not increase the fee. If the matter does not resolve at or before mediation or settlement conference, the fee is 40% of the gross amount recovered, even if it later settles without a trial. The 40% rate also applies if the matter proceeds to trial or arbitration or results in a verdict, award, or judgment. No attorney fee is owed if there is no recovery. Case costs and expenses are separate and remain the client's responsibility regardless of recovery. Review the written agreement for the full terms before signing.
