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Auto Insurance Basics

Do You Have Uninsured Motorist Coverage? Check.

Henry Beam · Arizona injury lawyer and former prosecutor · 1:07

No attorney fee without a recovery. Case costs and expenses remain your responsibility regardless of recovery.

What Henry says

What is uninsured motorist coverage? Uninsured motorist coverage or is a coverage on your own auto policy, right? Not the other drivers, your own auto policy that can help pay for your injuries when an uninsured driver causes a crash. Right now, this could include medical expenses, lost income, other injury damages, up to your limit, right?

And Arizona insurers, I think they do have to offer this, but check your policy. This is actually a pretty important thing. Basically, what happens is if somebody hits you, right? Like a normal auto accident, it's not your fault, you're minding your own business, somebody hits you, they don't have any insurance.

Then if you have uninsured motorist coverage, your own policy can kick in and pay you compensation for the accident. It's very important. I highly recommend anybody. Call their carrier and see if you have this policy coverage.

General legal information, not advice about your case. Laws vary by state. Watching does not create an attorney-client relationship. Attorney advertising, Beam Law, PLC, Tempe, Arizona.

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