When the Other Driver's Insurance Isn't Enough

What is underinsured motorist coverage, right? This is UIM, where uninsured motorist coverage is And this helps when the other driver doesn't have enough insurance to cover your case, right? So let's say somebody hits you. With a minimum policy.

In Arizona, the minimum policy is $25,000 per person for auto insurance. And let's say your case, boy, you've got $25,000 in medical bills. So you've also got pain and suffering, and you've got other damages that are above that other person's limit. This is where your UIM underinsured motorist coverage can come in and make up the difference.

So if you exhaust their policy. You can reach out to your own insurance. Highly recommend everybody reaches out to their carrier. as soon as you see this video, to say, hey, do I have these coverages on?

And if not, how much does it cost to get me? Usually you get a great bang for the buck, and these are very, very important protections. Tell your friends, tell your family.